Shahid MN, Islam MU, Yiwen S, Munjal IS, Azmi SN. Financial Resilience through Organisational Readiness: Mediating Role of Digital Financial Innovation and Digital Financial Literacy, and Moderating Role of Financial Inclusion. J. manag. pract. humanit. soc. sci. 2026;10(3):456-478. doi:10.33152/jmphss-10.3.10